.ymyl-page{max-width:1120px;margin:0 auto;padding:36px 20px 72px}.ymyl-breadcrumb{font-size:.9rem;margin-bottom:22px;color:var(--text-secondary)}.ymyl-breadcrumb a{color:var(--accent-blue)}.ymyl-hero{max-width:900px}.ymyl-hero h1{font-size:clamp(2rem,5vw,3.4rem);line-height:1.08;margin:0 0 14px}.ymyl-lede{font-size:1.15rem;line-height:1.7;color:var(--text-secondary);max-width:820px}.privacy-badge{display:inline-flex;align-items:center;gap:8px;padding:8px 13px;border:1px solid rgba(52,211,153,.4);border-radius:999px;background:rgba(52,211,153,.09);color:#6ee7b7;font-size:.9rem;font-weight:700;margin-bottom:16px}.ymyl-tool{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(300px,.9fr);gap:24px;margin:32px 0 18px}.ymyl-panel{background:var(--card-bg);border:1px solid var(--border-color);border-radius:20px;padding:24px}.ymyl-panel h2{margin-top:0}.ymyl-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.ymyl-field{display:flex;flex-direction:column;gap:7px}.ymyl-field.full{grid-column:1/-1}.ymyl-field label{font-weight:700;font-size:.94rem}.ymyl-field small{color:var(--text-secondary);line-height:1.4}.ymyl-field input,.ymyl-field select{width:100%;min-height:48px;padding:11px 12px;border-radius:10px;border:1px solid var(--border-color);background:rgba(255,255,255,.04);color:var(--text-primary);font:inherit}.ymyl-field input:focus,.ymyl-field select:focus{outline:3px solid rgba(59,130,246,.28);border-color:var(--accent-blue)}.ymyl-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}.ymyl-button{border:0;border-radius:10px;padding:12px 17px;font-weight:800;cursor:pointer;background:var(--accent-blue);color:#fff}.ymyl-button.secondary{background:transparent;border:1px solid var(--border-color);color:var(--text-primary)}.ymyl-button:focus-visible,a:focus-visible{outline:3px solid #fbbf24;outline-offset:3px}.ymyl-results{min-height:260px}.ymyl-empty{color:var(--text-secondary);line-height:1.65}.result-kicker{text-transform:uppercase;letter-spacing:.08em;color:var(--text-secondary);font-size:.78rem;font-weight:800}.result-primary{font-size:clamp(2rem,4vw,3.2rem);font-weight:900;margin:7px 0 18px;color:#6ee7b7}.result-list{display:grid;gap:10px}.result-row{display:flex;justify-content:space-between;gap:20px;padding:10px 0;border-bottom:1px solid var(--border-color)}.result-row span:last-child{text-align:right;font-weight:800}.result-note{font-size:.88rem;line-height:1.55;color:var(--text-secondary);margin-top:16px}.trust-bar{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--border-color);border:1px solid var(--border-color);border-radius:14px;overflow:hidden;margin:18px 0 36px}.trust-item{background:var(--card-bg);padding:15px}.trust-item strong{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.06em;color:var(--text-secondary);margin-bottom:5px}.ymyl-content{max-width:900px;margin:0 auto}.ymyl-section{margin:46px 0}.ymyl-section h2{font-size:clamp(1.45rem,3vw,2rem);margin-bottom:14px}.ymyl-section h3{font-size:1.15rem;margin-top:27px}.ymyl-section p,.ymyl-section li{line-height:1.75;color:var(--text-secondary)}.formula-card,.source-card,.disclaimer-card{border:1px solid var(--border-color);border-radius:14px;padding:20px;background:var(--card-bg)}.formula-card code{display:block;overflow:auto;padding:13px;background:rgba(0,0,0,.18);border-radius:9px;color:#93c5fd}.source-list{display:grid;gap:10px}.source-list a{color:var(--accent-blue)}.disclaimer-card{border-left:4px solid #f59e0b}.related-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.related-links a{display:block;border:1px solid var(--border-color);border-radius:12px;padding:16px;color:var(--text-primary);text-decoration:none}.related-links a:hover{border-color:var(--accent-blue)}.debt-table{width:100%;border-collapse:collapse;margin-top:12px}.debt-table th,.debt-table td{padding:8px;text-align:left;border-bottom:1px solid var(--border-color)}.debt-table input{min-width:90px;width:100%;padding:9px;border-radius:8px;border:1px solid var(--border-color);background:rgba(255,255,255,.04);color:var(--text-primary)}.calc-error{padding:12px;border-radius:10px;background:rgba(239,68,68,.12);color:#fca5a5}.calc-success{padding:9px 11px;border-radius:9px;background:rgba(52,211,153,.1);color:#6ee7b7;font-size:.9rem;margin-top:12px}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:12px;top:12px;z-index:999;background:#fff;color:#000;padding:10px}
@media(max-width:820px){.ymyl-tool{grid-template-columns:1fr}.trust-bar{grid-template-columns:1fr}.ymyl-grid,.related-links{grid-template-columns:1fr}.ymyl-field.full{grid-column:auto}.debt-table{display:block;overflow-x:auto}.ymyl-page{padding-top:24px}}